Step 1: Determine Eligibility

Before applying, it’s important to understand the SSA’s eligibility criteria:

• You must have a severe physical or mental condition expected to last at least 12 months or result in death.
• For SSDI, you must have worked long enough to earn sufficient work credits.
• For SSI, your income and assets must fall below specific limits—no work history is required.

Step 2: Prepare the Required Information

Gathering accurate information is essential. You’ll need:

• Medical history with names, addresses, and dates of all treatments
• Detailed records of hospital visits, medications, and test results
• Employment history for the last 15 years, including job descriptions
• Financial documents (for SSI applicants)
• Identification documents like your Social Security Number and birth certificate

Step 3: Submit Your Application

You can apply for disability benefits in North Carolina in one of three ways:

1. Online

Visit ssa.gov to apply for SSDI and begin the SSI application.

2. By Phone

Call the SSA at 1-800-772-1213 to apply or schedule a phone appointment.

3. In Person

You may apply at your local Social Security office in North Carolina. Appointments are recommended.

Step 4: Cooperate with North Carolina DDS

After your application is submitted, the North Carolina Disability Determination Services (DDS) will evaluate your claim. They may:

• Request additional medical records
• Ask for clarification from your doctors
• Schedule a Consultative Examination (CE) if more information is needed

Step 5: Wait for a Decision

Most applicants receive a decision within 3 to 6 months, though it can vary. You can track your application status by:

• Creating an account at ssa.gov
• Calling the SSA
• Keeping copies of all forms and correspondence

Step 6: Appeal If Necessary

It’s common for initial disability claims to be denied. If this happens:

• File an appeal within 60 days of the denial notice
• The first appeal is a reconsideration, followed by a hearing before an Administrative Law Judge (ALJ) if needed
• Continue to submit updated medical evidence and documentation throughout the process