Types of Disability Benefits Available in North Carolina

Social Security Disability Insurance (SSDI)

• SSDI is for people who have worked and paid Social Security taxes for a certain number of years.
• Your benefit amount depends on your work history and earnings.
• You must have a qualifying medical condition that prevents you from working for at least 12 months or is expected to result in death.

Supplemental Security Income (SSI)

• SSI is a needs-based program for individuals with limited income and resources.
• You don’t need a work history to qualify.
• SSI also provides additional support if you’re disabled and meet the financial limits.

North Carolina-Specific Disability Resources

In addition to federal benefits, North Carolina offers state-level resources to support residents with disabilities:

• North Carolina Division of Vocational Rehabilitation Services (DVRS): Helps individuals with disabilities prepare for, find, and maintain employment.
• Medicaid for Disabled Individuals: SSI recipients in NC automatically qualify for Medicaid.
• State-Run Support Services: Includes independent living programs, mental health support, and community-based services.

Eligibility Requirements

To receive either SSDI or SSI, you must meet the SSA’s definition of disability:

• You are not able to engage in substantial gainful activity (SGA)
• Your condition is severe and medically determinable
• Your disability is expected to last at least one year or result in death
• The SSA will evaluate your work history, age, education, and medical records

How to Apply for Disability Benefits in NC

You can apply in several ways:

• Online at www.ssa.gov
• By phone at 1-800-772-1213
• In person at your local Social Security office

Have your medical records, doctor’s contact information, and work history ready when applying.