How to file for disability in North Carolina?

By Hogan Smith

Updated 06/03/2025


Filing for Social Security Disability benefits in North Carolina involves navigating the Social Security Administration (SSA) system, which can be complex. Whether you’re applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), it’s important to understand the process, eligibility requirements, and how to present your case effectively. This guide outlines everything you need to know about filing for disability in North Carolina.

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Step-by-Step Guide to Filing for Disability in North Carolina


Understand the Types of Disability Benefits

There are two main types of disability benefits offered by the SSA:


  • Social Security Disability Insurance (SSDI): Available to individuals who have worked and paid into Social Security through payroll taxes. You must have earned enough work credits and have a qualifying disability.
  • Supplemental Security Income (SSI): Designed for individuals with limited income and resources, regardless of work history. SSI is needs-based and includes both financial and medical eligibility requirements.


Check Eligibility Requirements

To qualify for either SSDI or SSI, your medical condition must:


  • Prevent you from performing substantial gainful activity (SGA).
  • Be expected to last at least 12 months or result in death.
  • Meet or equal a condition listed in the SSA’s Listing of Impairments.


In addition to the federal criteria, North Carolina follows the same SSA standards and uses state agencies to process initial disability applications and make determinations.


Gather Your Medical and Personal Information

Before applying, collect the following:


  • Medical records from doctors, clinics, hospitals, and specialists
  • A complete list of medications and treatments
  • Employment history for the last 15 years
  • Educational background and training
  • Personal identification and financial records (especially for SSI applicants)


Complete the Application

You can apply for disability benefits in North Carolina through one of these methods:


  • Online at www.ssa.gov
  • By phone at 1-800-772-1213
  • In person at your local Social Security office


Tips for a Strong Application:
  • Be honest and detailed about your condition and limitations
  • Ensure your medical records clearly document how your disability prevents you from working
  • Respond promptly to any SSA requests for additional documentation


What Happens After You Apply?

Your application is sent to Disability Determination Services (DDS) in North Carolina. DDS will:


  • Review your medical records and application
  • Possibly send you for a Consultative Examination (CE) if more information is needed
  • Make a decision based on your medical condition, work history, and functional limitations


The initial decision typically takes 3–6 months.

How Hogan Smith Can Help

Applying for disability in North Carolina can be overwhelming, but you don’t have to do it alone. At Hogan Smith, we help individuals:


  • Determine whether SSDI, SSI, or both apply to their situation
  • Collect and organize medical evidence that supports their claim
  • Accurately complete applications and avoid common errors
  • Navigate the appeals process and represent them at hearings

Contact Hogan Smith Today

If you're considering filing for disability or have already been denied, let Hogan Smith assist you. We offer free consultations and personalized guidance to help you win the benefits you need. Call us today or visit our website to get started on your claim with confidence.


Further Reading

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Updated February 10, 2025

A black and white icon of a newspaper on a white background.

Updated February 10, 2025

A black and white icon of a newspaper on a white background.

Updated February 10, 2025

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