What Is SSDI?

SSDI is a federal program that provides monthly benefits to individuals who have worked and paid into Social Security but can no longer work due to a severe disability. Unlike SSI, SSDI is not based on financial need but rather on your work history and medical condition.

To be eligible, you must:

• Have a disability that meets the Social Security Administration’s (SSA) definition
• Have earned enough work credits through Social Security-covered employment
• Be unable to work for at least 12 months due to your condition

Steps to Apply for SSDI in North Carolina

Step 1: Gather Required Information

Before applying, collect important documents such as:

• Your Social Security number and birth certificate
• Names and contact info for doctors, hospitals, and clinics that treated you
• A complete list of your medications and medical tests
• Your work history for the past 15 years
• Recent W-2s or tax returns (if self-employed)

Step 2: Submit Your Application

You can apply for SSDI in North Carolina using one of these methods:

• Online: Visit www.ssa.gov to submit your application
• By phone: Call the SSA at 1-800-772-1213
• In person: Schedule an appointment at your local Social Security office

Step 3: Cooperate with the Disability Determination Services (DDS)

In North Carolina, the Disability Determination Services (DDS) office handles the medical evaluation portion of your claim. They may request:

• Additional medical records
• Consultative exams with SSA doctors
• Responses to questionnaires about your daily functioning

Step 4: Track Your Application

You can check the status of your SSDI application by:

• Logging into your “my Social Security” account
• Calling the SSA directly
• Following up with your local Social Security office

How Long Does the SSDI Process Take in NC?

On average, initial SSDI decisions in North Carolina can take 3 to 6 months. Many applicants are denied the first time and must go through the appeals process, which includes:

• Reconsideration
• A hearing before an Administrative Law Judge (ALJ)
• Review by the Appeals Council, if necessary
• Federal court review as a final option