1. Average Processing Time for Initial Applications

In North Carolina, the initial SSDI application decision typically takes between 3 to 6 months (approximately 90 to 180 days). However, the exact timeline depends on:

• The completeness of your application and whether all required information was submitted
• How quickly your medical records are gathered and reviewed
• The current workload at Disability Determination Services (DDS)

Some applicants may receive a decision sooner if their medical evidence is strong and comprehensive, while others face delays if records are missing or SSA needs additional information.

2. What Happens If Your Claim Is Denied?

If your initial application is denied, you have the right to appeal. The first appeal step is reconsideration.

Reconsideration Stage

You must file for reconsideration within 60 days of receiving your denial notice

In North Carolina, reconsideration decisions typically take 2 to 4 months, depending on case complexity and DDS workload

Hearing Stage

If reconsideration is denied, you can request a hearing before an Administrative Law Judge (ALJ):

• The average wait time for a hearing in North Carolina is 8 months to over a year, depending on your local hearing office’s backlog
• During the hearing, you’ll testify about your conditions and how they prevent you from working, and a vocational expert may provide input on your work abilities

3. Total Timeline If Appeals Are Needed

If your SSDI case proceeds through all appeal levels, including a hearing, the total process can take one to two years or more. While this is frustrating, many applicants ultimately win approval at the hearing stage.

4. Tips to Help Avoid Delays

While you can’t control SSA processing times, you can take steps to minimize unnecessary delays:

• Submit a complete and accurate application with detailed work and medical history
• Provide thorough, up-to-date medical evidence supporting your disability
• Respond promptly to any SSA requests for additional information or documentation
• Follow up regularly to ensure your application is progressing and no records are missing

5. Compassionate Allowances for Faster Approval

If you have a severe condition listed under SSA’s Compassionate Allowances program, such as certain cancers or rare diseases, your application may be fast-tracked, leading to approval within weeks instead of months.