Steps to Apply for Disability in North Carolina

Whether you are applying for SSDI or SSI, the process is similar. Here’s a step-by-step guide on how to apply for disability benefits in North Carolina:

Step 1: Gather Your Medical and Financial Documentation

Before starting your application, gather the following documents to support your claim:

• Medical records: Detailed documentation from your doctors and specialists, including diagnosis, treatment history, and how your condition limits your ability to work.
• Work history: For SSDI, you’ll need to provide details of your work history, including the names of employers, dates of employment, and your job duties. You will also need to provide proof of earnings such as tax returns or pay stubs.
• Financial information: For SSI, you’ll need to provide information about your income, assets, and financial resources.

Step 2: Apply Online or In-Person

You can apply for SSDI and SSI benefits through the following methods:

• Online: You can apply online via the SSA website at www.ssa.gov. The online application process is available for both SSDI and SSI.
• By phone: You can apply by calling the SSA at 1-800-772-1213 to set up an appointment.
• In person: If you prefer to apply in person, you can visit your local Social Security office. The SSA has field offices across North Carolina, including in cities like Charlotte, Raleigh, and Greensboro.

When applying online or by phone, you’ll be asked to provide personal information about your work history, medical condition, and financial status. Make sure you have all your documentation ready before you begin.

Step 3: Complete the Application Accurately

The application for disability benefits is detailed, and accuracy is crucial. You will need to answer questions about:

• Your personal details (name, date of birth, Social Security number, etc.).
• Your medical condition and how it affects your daily life.
• Your work history (for SSDI applicants).
• Your income and resources (for SSI applicants).

Take your time to answer every question thoroughly. Any missing or incorrect information could delay the process or result in a denial.

Step 4: Submit Your Application

Once your application is complete, submit it to the SSA. If you apply online, you will receive a confirmation. If you apply by phone or in person, the SSA will guide you through the process and provide you with confirmation of your application.

Step 5: Follow Up on Your Application

After you submit your application, it can take several months to receive a decision. During this time, you may be asked for additional documentation or information. The SSA may also request that you undergo a consultative examination (CE), which is an additional medical evaluation arranged by the SSA.

• To check the status of your application, you can:
  
• Create an SSA online account: This will allow you to track your application’s progress and receive updates.
• Call the SSA: If you haven’t received any updates, call 1-800-772-1213 to check the status.

Step 6: Be Prepared for a Denial

It’s important to note that many initial disability claims are denied. If your application is denied, you have the right to appeal the decision. The appeals process includes:

• 
  
• Requesting reconsideration: A new review of your case by a different SSA official.
• Requesting a hearing: If reconsideration is denied, you can request a hearing before an Administrative Law Judge (ALJ) who will hear your case in person.

It’s critical to provide any additional medical evidence and documentation during the appeals process to strengthen your case.